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Credit Memo

1. PURPOSE:
➢ Annual Renewal of Credit Facilities

2. JUSTIFICATION FOR RELATIONSHIP STRATEGY

QTML has been banking with us since 2xxx. The customer is a strong textile player with annual exports of PKR 200.000M. However, the customer is currently not utilizing export lines from our bank as they are routing trade business to banks which are offering SBP ERF line to them. The customer has requested fresh facilities and enhancement in RF & CF line in their request for annual renewal of facilities. The same enhancement/fresh facilities were also requested in the last renewal which was declined by Head Office due to decline in key ratios and......

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Title: Quetta Textile Mills
Approximate Word Count: 3428
Approximate Pages: 14 (250 words per double-spaced page)

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